Absorption Rate and Why It Matters to Your Investment

Absorption Rate and Why It Matters to Your Investment

Chances are if you are new to property investment you may be a little overwhelmed with all of the terminology that you are being faced with. After all when you were making your initial investment in your residence you don’t recall hearing terms such as absorption rates.

Maybe you are thinking that it really is not something that you care to take an interest in with this potential property investment, but you have to change your mindset here. Real estate investing is a business, whether you are investing in one property or several. Therefore you must treat it as such and look at it from all different directions. This means paying attention to the absorption rate because it can have a direct effect on your investment.

It really is not difficult to understand, and in fact you may find it quite interesting. It merely means how long it will take the property to sell on the market in a given area.

Let’s say there are 500 homes in an area and every month 50 of these homes sell. This means it would take 10 months to sell all the homes. Therefore you can assume that if you are the seller that you are looking at an average of 10 months to sell your home. If on the other hand you wanted to sell quicker than this it would mean lowering your price.

This all sounds like pertinent news for the seller but to what advantage can you as the buyer use it for? If the absorption rate is high in the area you are considering your purchase then it means more homes are on the market, and this means more competition the sellers will be facing. Your potentially lower offer may seem like a good deal based on this.

The absorption rate is just one of many areas of significance when contemplating a realty investment. If you apply the same careful research tactics when putting your financing in place then you are beginning to cover both ends of your investment.

For example, you are being astute at your potential purchase but at the other end of the spectrum you are weighing out your options on your cost to invest. When you put your full potential into both of these areas you are making your prospective investment that much stronger.

By having the opportunity to take advantage of various real estate tactics when investing it gives you more leverage as a viable investment compared to other types of investments that you don’t have near the same amount of control over.

The Hottest Gold Investment Strategy Available Today

Buying gold is an investment strategy which, in this current bear market, is unlikely to fail to make a real return on your investment and safeguard your personal wealth against ever rising inflation, but perhaps the hottest gold investment strategy available to private and institutional investors is certified gold coins.

Certified gold coins as a gold investment strategy are pretty much the same as gold bullion bars with one exception; the rarity and scarcity value which is placed upon them because they are highly prized collectors items. It is the collectible value which tends to make them more expensive than bullion bars and harder to come by. A gold investment which comprises bullion bars and bullion coins is a wise investment, simply because the spread is wider and when it comes to selling and retrieving some of your gold investment and turning it into liquid assets it is sometimes easier to sell gold coins on the market because of their rarity and scarcity, and of course this can and does push the price over and above gold bullion bars.

Making a gold investment is something people have committed themselves to over the centuries and certainly there is documented evidence dating back some ten thousand years of gold ornaments and trinkets being gathered together as a safe haven for someones wealth and a protection against the then documented political unrest of the time.

The economy is in a precarious state which is reflected in the US dollars continuing devaluation and the gold bear market, which is now 12 years long and shows no sign of slowing. For investors in gold bullion products, just like in the distant past it is a safe and tangible asset to hold.

The modern era of gold investment and the free gold exchange began in the late dark days of 1974 when a little political skulduggery legalized the ownership of gold in private investors hands for the first time in well over four decades. Although it started with a trickle at first, the floodgates were well and truly opened, and by 1990 the entire gold and silver bullion and certified coin dealing business had become a bit of a feeding frenzy. Many investors got their fingers burned through lack of knowledge of this particular market and there were some really vicious sharks waiting to eat alive the unsuspecting punter and investor.

Fortunately all of that changed with the inception of the Certified Gold Exchange which from day one of trading earned and has kept a continuous A+ rating with the Better Business Bureau, serving only to offer investors an honest and level platform for gold investment advice and a place where honest above board deals can be conducted.

California Pair Allegedly Conned Elderly Woman in a Financial Elder Abuse Case

A California duo allegedly committed financial elder abuse by swindling an elderly mentally ill woman out of thousands of dollars. The defendants are a couple who reside in Riverside County. They allegedly befriended the elderly mentally ill woman and talked her into giving them money and goods. California elder abuse attorneys remind senior citizens that strangers who suddenly take an interest in your finances are not to be trusted.

The defendants in this case were arrested at their Lake Elsinore home. At the home, Ontario police found large quantities of furniture. The furniture was allegedly purchased with the senior citizens credit cards. Detectives claim that the couple convinced the senior citizen victim to open several credit card accounts, which were used to purchase the furniture. The furniture purchases added up to more than $36,000 dollars. California elder abuse attorneys say that families should keep an eye on senior family members to make sure they are not being conned.

In this case, the defendants allegedly also persuaded the senior citizen victim to withdraw $10,000 from her bank account. The elderly victim gave the money to the defendants and one of them allegedly spent the money at a Los Angeles area casino. The defendants were booked on suspicion of burglary, grand theft, financial elder abuse, and other felonies. Police are concerned that the defendants may have defrauded other elderly victims. California elder abuse attorneys say that financial elder abuse is on the rise nationwide.

Evans Law Firm, Inc. handles elder abuse, financial elder abuse, physical elder abuse, annuity fraud, consumer fraud class actions, insurance and banking fraud cases. If you think that you have witnessed or are the victim of elder abuse, or financial fraud then contact Evans Law Firm, Inc. at 415-441-8669 for a free and confidential consultation, or email us at

Queens Subway Train Derailed – Four Seriously Injured

On Friday, May 2, 2014, a Queens subway train heading for Manhattan and Brooklyn derailed at around10:40 a.m. The train carrying around 1,000 passengers derailed in a Queens’s tunnel injuring nearly 20 people. Among the injured, four people suffered serious injuries and were rushed to the hospital, while others were treated at the scene. Police officers and firefighters helped the passengers off the train. The reason for the accident is unclear.

In major cities like New York, subway trains are one of the major sources of transportation. Several train accidents and derailments happen each year, leaving many people injured and some even dead. When this happens, monetary compensation for the victims and their families can be gained through personal injury compensation claims.

For a personal injury lawsuit to be successful, it is very important to approach a New York accident attorney and take his help and guidance. Hire an attorney who will take time to listen to your questions, answer them and assess your case.

New York Accident Attorneys

If you have been injured in a train accident or any other accident in New York, then take the help and support of the experienced personal injury attorneys at Marvin A. Cooper, P.C. They will investigate the facts surrounding your accident, and will take the necessary legal steps to fight for your rights to compensation. Call them today at 718-619-4215 / 914-357-8911 for a free consultation. Disclaimer: The contents of this page are general in nature. Please use your discretion while following them. The author does not guarantee legal validity of the tips contained herein.

William H. Cooper: William H. Cooper began practicing law in a large New York City law firm before joining the law firm of Marvin A. Cooper, P.C., in 1991. Over the years, he has established himself as one of the most successful personal injury law practices in the New York Metropolitan Area. Since 1960, the law firm of Marvin A. Cooper, P.C. has provided expert legal advice, services and representation to clients residing in the Bronx, Westchester, Kings, Queens, New York, Rockland & Nassau Counties.His office is located at 245 Main Street, Suite 510, White Plains, NY 10601. For more information, visit or email at . You can also call him at 914-357-8911/ 212-385-1954/ 718-619-4215

Local Train Transport In Mumbai

Mumbai is the capital of Maharashtra, an Indian state. It is the most populous city in India and it is home to Bollywood. Mumbai is located on the west coast and it is the combination of seven islands.

There are various Public Transportation available in Mumbai. Some of them are:
Local trains
Buses
Auto Rickshaws
Taxi’s

The local trains in Mumbai are divided into three zones – Western line, Central / Main line and the Harbour line. The western line originates from Churchgate and goes upto Virar. The central line originates at Chatrapathi Shivaji Terminus (also known as VT / CST station) and goes upto either Karjat or Kasara. The harbour line also originates at CST, and takes a detour at Wadala and goes upto Andheri on the Western line.

The rakes of the Mumbai suburban network have a maximum speed of 85 km per hour, but the drivers are given strict instructions to follow speed limits while entering or exiting a railway station. There have been lot of accidents of people trying to cross the railway tracks and now keeping this in mind, the Government is coming up with various programs to educate the people about the risk of crossing Railway tracks.

Out of all the public transport systems available in Mumbai, the local trains are used by the most people. The local trains carry around 7 million commuters on a daily basis. Earlier, all the local trains had 9 coaches, but due to the increase in usage, some of them were made into 12 coach trains. Now most of the local trains are 12 coaches leaving some, and there is demand for 15 coach trains, but that is a hurdle since all railway platforms cant accomodate 15 coach trains, so the main stations are being transformed to accomodate 15 coach trains.

If you’re visiting Mumbai for the first time, it is advisable NOT to board a Virar fast from Churchgate station, because when you board the train, it might be empty but slowly it fills up so much that it is impossible for a new person to get off the train. Most people travel in groups on this route, and bully new people who wish to either get off at Bandra or Andheri station.

Mumbai, as they say is a city that never sleeps but the local trains do not function between 2am and 4am. The frequency at all times is great and you will never have to wait for your train for more than 3 minutes during peak hours.